I just got an e-mail from the Georgia Chiropractic Association.  They explained the ASHN (American Speciality Health Network) will now be administering claims for many of Cigna Insurance Companies policies.  They already do most of Blue Cross.  ASHN exists to limit the nonmedical benefits of the policyholders of those and other companies.  They create additional cost to the provider and reduce reimbursements.  While we will still care for ASH network patients we do recommend the if benefits for healthcare outside of drugs and surgery are important to you than study your policy.  If you have a choice then contact us for the plan options that best reflect your goals and values.  Setting up and account for healthcare that you control is also a good idea.